GOOD STUFF TO KNOW
If You're Insured
Who loves the complexities of health insurance? Nobody we know. That's why we like to keep it simple. Here are a few basic but important things to know and some useful tips before you come in to see us.
COMPARING APPLES TO APPLES
Types of Plans
We accept most insurance plans including Medicare. When it comes to seeing a specialist such as Dr. Huey, here are the basic differences between HMO, POS, EPO, PPO, and HDHP.*
Under a Health Maintenance Organization (HMO) plan, you’re required to choose in-network doctors to receive benefits. Also, you’ll need a referral from your primary care physician (PCP) to see Dr. Huey.
A Point of Service (POS) plan covers out-of-network doctors. However, you’ll still need a referral from your primary care physician to see Dr. Huey.
Exclusive Provider Organization (EPO) is a less familiar plan that also requires you to choose in-network doctors. Depending on the EPO plan, you may or may not need a referral from your primary care physician to see Dr. Huey.
Under a Preferred Provider Organization (PPO) plan, you can see specialists and out-of-network doctors without a referral from your primary care physician.
HDHP stands for High Deductible Health Plan. You’ll often find employers pairing an HDHP with a Health Savings Account (HSA) to help fund part or all of your deductible. An HDHP can be an HMO, a POS, an EPO or a PPO plan.
*Policies vary from plan to plan. For rules and restrictions of your policy, please consult with your insurance company.