Health Insurance Guide • Bay Area Foot & Laser Podiatry Group

GOOD STUFF TO KNOW

If You're Insured

Who loves the complexities of health insurance? Nobody we know. That's why we like to keep it simple. Here are a few basic but important things to know and some useful tips before you come in to see us.

Dr. Jonathan Huey is a health care provider who participates in most health insurance plans including Medicare.

Dr. Huey is an in-network specialist affiliated with the following medical groups: Affinity Medical Group, Brown & Toland Physicians, Hill Physicians, and John Muir Health Physician Network.

Please check with your insurance company if Dr. Huey is an in-network or out-of-network specialist under your insurance plan. Refer to your insurance policy for differences between in-network and out-of-network providers.

Please check with your insurance company if you need a referral from your primary care physician (PCP) to see Dr. Huey.

Payment including copayments, deductibles, and unpaid balances are due at the time of service.

As a courtesy, we’ll submit your claims to your insurance company and assist you in any way we reasonably can to get your claims paid. However, please understand that your coverage of benefits is a contract between you and your insurance company and is not a guarantee of payment.

Some of our services may not be covered by your insurance company or Medicare. This doesn’t mean the services aren’t warranted; only that they may not be covered under your type of insurance plan. You’re responsible for fees not covered by insurance.

Most importantly, knowing your insurance benefits is the best way to avoid any surprises. It’s always best to contact your insurance company with any questions you have about your coverage.

DON'T FORGET

Check out our Patient Information Guide before your first visit.

COMPARING APPLES TO APPLES

Types of Plans

We accept most insurance plans including Medicare. When it comes to seeing a specialist such as Dr. Huey, here are the basic differences between HMO, POS, EPO, PPO, and HDHP.*

Under a Health Maintenance Organization (HMO) plan, you’re required to choose in-network doctors to receive benefits. Also, you’ll need a referral from your primary care physician (PCP) to see Dr. Huey.

A Point of Service (POS) plan covers out-of-network doctors. However, you’ll still need a referral from your primary care physician to see Dr. Huey.

Exclusive Provider Organization (EPO) is a less familiar plan that also requires you to choose in-network doctors. Depending on the EPO plan, you may or may not need a referral from your primary care physician to see Dr. Huey.

Under a Preferred Provider Organization (PPO) plan, you can see specialists and out-of-network doctors without a referral from your primary care physician.

HDHP stands for High Deductible Health Plan. You’ll often find employers pairing an HDHP with a Health Savings Account (HSA) to help fund part or all of your deductible. An HDHP can be an HMO, a POS, an EPO or a PPO plan.

*Policies vary from plan to plan. For rules and restrictions of your policy, please consult with your insurance company.

LEARN ABOUT YOUR HEALTH PLAN

Knowledge is Power

For your convenience, here are the direct links to the largest health insurance providers serving our area: